Mortgage Rates Remain Steady, But That’s a Victory Today
Mortgage approvals fall in July as housing market shows further signs of slowdown
Mortgage approvals fell to 39,600 in July, down from 40,300 in June, as the UK housing market continued to show signs of slowing down.
Despite the fall in new mortgage numbers though, total mortgage lending in July jumped to £24.6bn – 7.6 per cent higher than in the same month last year – with growth driven by homeowners remortgaging to take advantage of ultra-low interest rates, trade body UK Finance reported.
The figures relate to the period before the Bank of England raised interest rates from 0.5 per cent to 0.75 per cent on 2 August, pushing up the cost of borrowing for some homeowners on variable rates.
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